Complaints Procedure
We're committed to resolving any issues quickly and fairly. Here's how to make a complaint and what to expect.
Have A Complaint?
We hope you never need to complain to us. However, in the exceptional circumstance that you do, please contact us using one of the methods below:
What Happens Next?
You will be contacted to gather further information within 48 business hours of receipt of your complaint. If your complaint cannot be resolved immediately, we will advise you of the estimated timescale required to investigate, keeping you informed of progress during every step of the process. Your complaint will only be closed once you have confirmed you are satisfied with the outcome.
If you encounter an issue that cannot be resolved, you have the option to refer your case to our designated independent alternative dispute resolution (ADR) provider, Which?. This is offered as part of our commitment to quality through our Which? Trusted Traders Endorsement. For contact details and to check if you are entitled to use the alternative dispute resolution service, click here.
Financial Ombudsman Service
You have the right to refer your complaint to the Financial Ombudsman Service, free of charge – but you must do so within six months of the date the final response letter.
If you do not refer your complaint in time, the Ombudsman will not have our permission to consider your complaint and so will only be able to do so in very limited circumstances. For example, if the Ombudsman believes that the delay was as a result of exceptional circumstances.
Contact the Financial Ombudsman Service
Phone: 0800 023 4567 (free for most people ringing from a fixed line) or 0300 123 9123 (cheaper for those calling using a mobile) or 020 7964 0500 (if calling from abroad)
Website: www.financial-ombudsman.org.uk
Address: The Financial Ombudsman Service, Exchange Tower, London E14 9SR