Boiler finance
options.

Your monthly payment depends on the installation price, deposit, repayment term and APR. For an illustrative £3,000 installation on 0% APR with no deposit, you would pay £250 over 12 months or £125 over 24 months. The final payment may differ slightly because of rounding.

These are examples, not a quote or a promise that every term is available. A longer interest-bearing plan can reduce the monthly payment but increases the total you repay. Compare both figures using the finance calculator, then check the options offered with your boiler.

On a 0% APR plan, you pay no interest. For example, a £3,000 installation with a £600 deposit leaves £2,400 to repay. Over 24 months at 0% APR, that is £100 a month, with a total cost of £3,000 including the deposit.

iHeat offers 0% APR on selected boiler packages and terms of 12 or 24 months. It is not available with every boiler or package. Check the cash price, deposit and total payable on your quote so you can compare the complete offer. Finance is subject to status, affordability and lender approval.

All iHeat boilers have finance options available. The plans offered depend on your chosen boiler and package, and finance is subject to status, affordability and lender approval.

0% APR is available on selected boilers. Get a boiler quote to see suitable models and compare the available deposits, repayment terms and monthly payments before choosing.

No-deposit options are available, subject to the package, plan and lender approval. You can choose a deposit from 0% to 50% where offered, while meeting the minimum borrowing requirement.

For example, on a £3,000 installation over 24 months at 0% APR, no deposit means £125 a month. A £600 deposit reduces the borrowing to £2,400 and the monthly payment to £100. The total remains £3,000 in either example.

With interest-bearing finance, borrowing less can also reduce the interest you pay. The available deposits and their effect on repayments are shown with your quote.

A 0% APR plan spreads the cash price without adding interest. A longer interest-bearing term spreads payments further, but the extra interest means you repay more overall.

For example, spreading £3,000 over 24 months at 0% APR with no deposit means £125 a month and £3,000 in total. For a longer-term option, check the monthly payment alongside the total cost of credit and total payable. A lower monthly figure does not necessarily mean a cheaper boiler.

iHeat offers longer-term plans at 9.9% APR over 36, 48, 60 or 120 months, depending on the package. Your quote shows the monthly payment and total payable for each available plan.

Finance applies to the installation package shown in your iHeat quote, rather than just the boiler on its own. Your quote sets out the fitted price and what is included, so you can see the work and any selected upgrades before applying.

Paying monthly does not change the installation service or the stated warranty for your chosen package. iHeat also provides 12 months’ workmanship cover for the work we carry out, such as new pipework. The manufacturer’s boiler warranty is separate and has its own terms, including servicing requirements.

See what is included with a new boiler and our warranty and aftercare information.

To apply for boiler finance, you need to:

• Be aged 18 or over and live in the UK.
• Provide the personal, address and financial information requested in the application.
• Have a UK bank account in your name for repayments, or an eligible joint account you are authorised to use.
• Pass the lender’s credit and affordability checks.

Have your income, outgoings and address history ready. The lender assesses whether the repayments are affordable and confirms any further eligibility requirements during the application. Meeting the initial criteria does not guarantee approval.

Getting an iHeat quote is separate from applying for credit. V12 checks your credit report when you apply. Read V12’s application and credit-check information.

Most finance decisions are instant. Some applications are referred for additional checks, which are normally completed within a few hours.

A referral does not mean your application has been declined. If more information is needed, respond to the request so the checks can be completed. Some applications may take longer, so wait for confirmation before treating the finance as approved.

You will receive an email confirmation, and we will start arranging your installation.

We will also ask you to send photos of your existing boiler and installation area, with guidance on the images we need. These help our team prepare for the job and make sure the engineer has the right information before arriving.

Our team will confirm the installation arrangements and explain any next steps.

Paying monthly does not remove the need for finance approval and a confirmed installation booking. Choose an available date through your quote; we confirm the arrangements once finance and booking requirements are complete.

Availability depends on your location, chosen boiler and the work involved. If your boiler has stopped working, contact iHeat to check the available dates. Do not rely on an unconfirmed date or assume that submitting a finance application secures an installation slot.

Your lender confirms the first collection date and repayment schedule in your agreement or payment information. The first payment date is shown in those details and may differ from the installation date.

For example, if you are paid near the end of the month, check how the collection date fits your regular bills. V12 provides payment-date controls in its app and online account, subject to its rules. Contact V12 if you need help with a scheduled payment.

Yes. V12 lets you request an early settlement figure and make extra payments. An interest rebate may apply under your agreement. Request the settlement amount rather than simply adding up the remaining instalments.

For example, if you have money available later, an extra payment could reduce your remaining term or monthly payment. V12 shows the available options in its app or online account.

Check V12’s early repayment guidance before paying.

Our customer service team can arrange cancellation of your finance agreement or boiler order. Contact iHeat and let us know which you would like to cancel, or whether you want to cancel both.

The finance agreement and installation order are separate, so we will explain how your request affects each, including any refund due and the next steps under the relevant terms. Have your order reference ready so we can find your booking.

The lender makes the decision. A declined application does not confirm an installation booking, but you can still consider another payment method available for your order, including paying in full.

Speak to iHeat about how you would like to proceed before making alternative arrangements. We cannot promise a different credit outcome or overturn the lender’s decision. The lender can provide information about its decision and the checks involved.

iHeat arranges your boiler installation; your lender manages the credit agreement. LeadsUK Ltd trading as iHeat is a credit broker, not a lender, and is authorised and regulated by the Financial Conduct Authority for credit broking, FRN 843673.

The plans described on this page are provided through V12 Retail Finance. Your agreement identifies your lender and repayment terms. Contact the lender about payments or your outstanding balance, and contact iHeat about the installation or aftercare.

You can check LeadsUK Ltd on the FCA Register.

Contact your lender as soon as you think a payment may be difficult. V12 can discuss support based on your circumstances. Do not wait for a missed payment before asking for help.

V12’s customer support team can explain the support available if your circumstances change. For boiler or installation problems, contact iHeat separately so the right team can help.

Find repayment support through V12.